DISCOUNTED 2010 SUMMER
PASSES AVAILABLE
Call or Visit the
Credit Union for more information.
*Some restrictions apply. Subject to credit approval. Estimated
monthly payment per $1,000 borrowed is $87.71 for 12 months at 9.5%
annual percentage rate. $6,000 maximum for up to 4 years.
*Limited time only. Subject to credit approval. Estimated monthly
payment per
$1000.00 borrowed is $18.87 for 60 months. New money only.
APR=Annual Percentage Rate.
Better Your Interest!
Because credit unions are nonprofits, they must return
profits back to their members. One benefit is that rates on
loans for cars, homes or personal purchases are lower.
Better Your Money
Website...
PROTECT YOURSELF FROM
IDENTITY THEFT
Baker’s Federal Credit Union
will never initiate a request for sensitive information via e-mail
or text messaging (e.g. Social Security number, PINs, passwords or
account numbers). If you receive an e-mail or a text message that
request this type of sensitive information, contact us to verify its
authenticity. DO NOT respond
directly back to these.
Never respond to an unsolicited e-mail that asks you for
personal financial information.
Never click on any link in an e-mail you believe is fraudulent.
Do
not be intimidated by an e-mail or caller who suggest dire
consequences if you do not immediately provide or verify
information.
If
there is concern, telephone the organization using a number that
you know to be valid.
Use
the Federal Trade Commission website,
www.onguardonline.gov. Consumers can take interactive
quizzes designed to enlighten them about identity theft,
phishing, spam and online-shopping scams. Elsewhere on the site,
consumers can find detailed guidance on how to monitor their
credit histories, use effective passwords and recover from
identity theft.
Special Pricing for Credit Union Members
Credit Unions have teamed up with
GM and Chrysler to offer members great discounts on new
American-made vehicles. While the discounts vary depending on which
vehicle you choose, everyone will drive away with a great deal. The
deal gets even better when you finance your vehicle at with us.
Thanks to our lower interest rates, your savings will really add up.
Follow the links to
GM
or
Chrysler
, or the banners below, to take advantage of these great
offers!
E-Statements provide you with the
same information as paper statements, but are securely
available through HFS, our online banking service. This
convenient new way to receive your statements allows you to
view and print your monthly account statement at any time,
from any computer with Internet access. Plus, you will have
access to your statements sooner than you would a paper
statement.
Internet account access is available
24 hours, 7 days a week. You can find account balances, cleared
check and debit card information and transfer money between
accounts. To demo Home Financial Services:
Click on "Home Financial Services" > "Account login" > "Demo"
To sign up, contact the credit union at 339-6755
PROTECT YOUR
IDENTITY
Internet "phishing" scams are one of the fastest-growing frauds
today. Fraudsters attempt to trick e-mail recipients into
divulging personal information. In a new twist, victims are
urged to call a phone number to verify account details. This
type of scam is known as "vishing" short for "voice phishing".
To protect yourself, take some simple precautions:
Never respond to an unsolicited e-mail that asks you for
personal financial information.
Never click on any link in an e-mail you believe is
fraudulent.
Do not be intimidated by an e-mail or caller who suggest
dire consequences if you do not immediately provide or verify
information.
If there is concern, telephone the organization using a
number that you know to be valid.
Use the Federal Trade Commission website,
www.onguardonline.gov. Consumers can
take interactive quizzes designed to enlighten them about
identity theft, phishing, spam and online-shopping scams.
Elsewhere on the site, consumers can find detailed guidance on
how to monitor their credit histories, use effective passwords
and recover from identity theft
.
Your Credit Union:
It's a Family Affair
At
your Credit Union, when you joined Baker's FCU, your family members
also become eligible to join. It's one of the many ways the people
you know and care about can benefit from the great financial services
you're receiving from your credit union.
If you enjoy the low loan rates and fees, convenient, friendly services,
and higher savings rates you get from your credit union, share us
with your family.
Your spouse, parents, siblings, children and grandchildren all can
join because you are currently a member. Encourage them to become
members of your credit union family as well.
The National Credit Union
Administration opened a call center and posts an electronic tool kit
to help members better understand the insurance protection NCUA
provides for your credit union accounts.
Your
savings federally insured to at least $250,000, and
backed by the full faith and credit of the United States
Government.
National Credit Union Administration, a U.S. Government Agency.